Looking for a mortgage program with a low-interest rate?
Introducing the Tradition Mortgage 5/1 ARM Mortgage Program with a rate of 4.99% (5.391% APR)* the first five years.
This program is valid on select Quick Move-in homes from Robert Thomas Homes. Closings must occur by 11/30/26.
The program allows a buyer five years of reduced principal and interest (P&I) payments to soften budget stress while you grow into your new home.
Monthly P&I Payment Example*
4.99% rate $2,681.05/mo
7.00% rate $3,326.51/mo
Est. Savings = $645.46/mo
*based on $500,000 loan
Lower initial interest rate.
Start with a lower introductory interest rate than a traditional 30-year fixed mortgage, helping reduce monthly payments for the first five years.
Five years of savings and stability.
The interest rate is fixed for five years, giving buyers predictable P&I payments before the rate becomes adjustable. Also appealing to buyers who expect to sell, move, or refinance within five years, since they may never reach the adjustable-rate period.
Built-in rate flexibility.
After five years, the interest rate adjusts annually based on market conditions, providing flexibility as the rate environment changes over time.
Contact Tradition Mortgage today to
learn more about this limited time offer.
Offer subject to change and subject to fund availability, please contact Tradition Mortgage. Promotion applies only to conforming loan amounts of $806,500 or less. Valid on new purchase agreements signed 9/1/26 through 9/30/26. Must write a purchase agreement and lock rate by 9/30/26 and close by 11/30/26. Buyer will pay up to 1.5% in lender fees. Maximum LTV 80% with minimum 780 FICO score. Valid only on select Robert Thomas Homes quick move-in homes located in Anton Village in St. Michael, Baker Park in Maple Plain, Evanswood in Maple Grove, Fairhill Estate at North Creek in Farmington, Huntersbrook in Victoria, North Star in Lake Elmo, Pike Lake Landing in Prior Lake, Ritter Meadows in Lakeville, Riverwalk in Dayton, Spirit of Brandtjen Farm in Lakeville, Watercrest in Hugo, and Waypointe of Woodbury in Woodbury. Not valid with any other financing or closing cost promotions offered by Robert Thomas Homes, Inc. and Tradition Mortgage. Promotion is subject to finance program limitations and qualifications. Terms and conditions subject to change without notice. Not an offer to finance. *To receive the promotion, buyer must purchase a new home from Robert Thomas Homes, finance with Tradition Mortgage, LLC., and close with Esquire Title. You are not required to use Tradition Mortgage, LLC as a condition of the settlement of your loan on the Property or as a condition of your purchase or sale of the Property. There are frequently other settlement service providers available with similar services. You are free to shop around to determine that you are receiving the best services and the best rate for these services. Robert Thomas Homes, Inc. and Tradition Mortgage, LLC do not guarantee that Tradition Mortgage, LLC will fund a loan in favor of buyer, and buyer shall be subject to all of the underwriting standards and requirements of Tradition Mortgage, LLC. Robert Thomas Homes MN LIC BC644819 | Tradition Mortgage NMLS #286998